15 best new bank account promotions and bonuses for June 2026: Earn up to $3,000

BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. To qualify, you must deposit at least $100 a month to your account for 12 consecutive months. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.

• For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditions.
• New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.
• See our picks for the best bank bonuses for a selection of the most valuable promotions from other financial institutions.
• Then carefully consider all of your options.
• U.S. Bank has historically offered a $450 checking bonus for opening a new account.
• Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.

We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. There are more than 405 active bank bonuses in our database right now, and thousands more that have since expired. Should you open checking and savings accounts together? Then carefully consider all of your options. If a cash bonus is offered, how you receive the funds will also vary from one bank to the next. You may have to meet certain requirements to qualify for bank bonuses.
To qualify, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. She has over a decade of experience writing and editing for consumer websites.
The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements. We’ve rounded up additional excellent checking account bonuses and savings account promotions below.

More information about bank bonuses, checking account bonuses, and savings account bonuses

The information regarding any product was independently collected and was not provided nor reviewed by the company or issuer. The revenue these partnerships generate gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the website and its content. We do not sell specific rankings on any of our “best of” posts or take money in exchange for a positive review. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands.
Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.

Bank of America Checking Accounts: Up to $500 bonus

• Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.
• Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.
• Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days.
• That’s many times better than the current median return of about 18% among checking account bonuses we track.
• 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
• Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.

Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account.

Best Bank Promotions and Bonus Offers For June 2026

Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.

The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer. Around 100 financial institutions surveyed by our team of experts. Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. In 2026, checking account bonus offers could land you between $100 and $3,000.

You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Banks are chosen based on consumer interest, and we add banks to our list as needed to ensure we report on the best bank bonuses. Citizens Bank’s current bonuses are relatively good compared to other bonuses we track, and even to the best bank bonuses currently available. We recommend you review these policies on the linked site. Earn interest, enjoy relationship pricing, get joki casino unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge. Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.